Online Baccarat: The Best Real Money Casinos With Baccarat 2024

Emily Turner

If you’ve been roaming the vast digital outback in search of the ultimate online Baccarat experience, your journey ends here. At AusCasinos, we’re all about making your quest for top-notch Baccarat action as smooth as a schooner of your favourite brew. So, kick back, relax, and let us guide you through the ins and outs of playing Baccarat online – it’s dead easy, and we’re here to show you how.

Best Online Baccarat Sites for Aussie Players 2024

Introduction to Online Baccarat

Online Baccarat, a game with a rich heritage, traces its origins back to Italy in the 1400s, invented by Felix Falguiere. The game, initially called ‘baccara,’ meaning ‘zero’ in Italian, symbolises the value of tens and face cards in the gameThe Crescent School of Gaming and Bartending - The History of  The Game,face%20cards%20were%20worth%20zero. #

Baccarat has evolved into a global casino favourite, with its online version bringing the thrill right into our living rooms. It’s a game that’s seen it all, from royal courts to the flashy casinos of Vegas, and now, Aussies are queuing up to play baccarat online.

Understanding the Basics of Baccarat

At its heart, Baccarat is a game of chance, with the objective to bet on which of two hands – the player or the banker – will come closest to a total of nine. The game uses standard decks of cards, where cards 2 through 9 are worth their face value, Aces are worth 1, and 10s, Jacks, Queens, and Kings have no valueWikiHow - How to Play #
. The unique aspect of Baccarat is that when the total of the cards exceeds 9, the value returns to 0, making the game intriguing and unpredictable.

The Value of Cards and Scoring

Card Type Value
2-9 Face value (2 = 2 points, 3= 3 points, etc.)
Ace 1 point
10, Jack, Queen, King 0 points
Total Exceeds 9 The second Digit is the Score (e.g., 15 = 5)

Rules For Playing Baccarat Online

Online Baccarat follows the same fundamental rules as its land-based counterpart but with the added convenience and accessibility of digital platforms.

The game begins with two hands dealt by the dealer: one for the player and one for the banker. The objective is always to bet on which hand, the Player or the Banker, will have a total closest to 9, or if the outcome will be a tie.

Roles in the Game

Player: Does not imply the individual playing the game but one of the hands dealt on the table.

Banker: Another hand dealt, which players can bet on, not necessarily the house or dealer.

How to Play Baccarat Online

Playing Baccarat online involves betting on the hand that you believe will have a total value closest to 9, or betting on a tie. The game has three main bets: Banker, Player, and Tie.

The value of the hand is the sum of the cards, with face cards (Jacks, Queens, Kings) and 10s valued at 0, Aces valued at 1, and all other cards worth their face value. If the total value of the hand exceeds 9, only the second digit is considered (for example, a 9 and a 7 total 16, which counts as 6).

  1. Choose a Reputable Online Casino: Lucky for you we have made this part simple, just click on any casino on our list of the best casinos with online Baccarat for Aussies.
  2. Understand the Rules: Before diving in, familiarise yourself with the basic rules of baccarat. Know the value of the cards, how points are calculated, and the difference between the ‘Player’, ‘Banker’, and ‘Tie’ bets.
  3. Place Your Bets: Once you’re in the game, decide whether you want to bet on the Player’s hand, the Banker’s hand, or a Tie. Place your chips on the corresponding section of the virtual table.
  4. Watch the Gameplay Unfold: After placing your bets, the virtual dealer will deal two cards each to the Player and Banker. The goal is to bet on the hand that totals closest to 9.
  5. Understand the Payouts: If you bet on the Player and win, you’ll typically receive a 1:1 payout. Betting on the Banker also pays out at 1:1, but there’s usually a 5% commission. A winning Tie bet often pays 8:1 or 9:1, depending on the casino.

Lets take a look at it in real play:

Let’s say you decide to bet on the Banker’s hand. The dealer deals two cards each to the Player and the Banker hands:

Player’s hand: 8 and 4, which totals 12. Considering only the second digit, the Player’s hand is worth 2.

Banker’s hand: 2 and 4, which totals 6.

Since you bet on the Banker and the Banker’s hand is closer to 9 than the Player’s hand, you win the bet.

Features of The Best Baccarat Online Casinos

Feature Tips for Identification
Game Variety Look for casinos that offer multiple Baccarat games, indicating a commitment to catering to Baccarat enthusiasts.
Software Quality Check for games developed by reputable software providers known for their quality and innovation like Playtech gaming, Evolution gaming, and Pragmatic Gaming.
Security Ensure the casino uses SSL encryption and has a clear privacy policy. Look for licensing information.
Fairness Look for casinos that are audited by independent bodies like eCOGRA and display their certification.
Bonuses and Promotion Verify the terms and conditions to ensure Baccarat play contributes to wagering requirements for bonuses.
Banking Options Check for multiple banking options, including e-wallets, credit cards, and even PayID casinos, with quick payouts.
Customer Support Test the support team with inquiries to gauge their responsiveness and helpfulness.
User Experience Visit the casino’s website or app to assess the ease of navigation and the quality of the user interface.
Reputation Read player reviews and check gambling forums for feedback on the casino’s reliability and player satisfaction.

Playing Baccarat Online vs Land Based Casino

Online Casino Land-Based Casino
Faster gameplay; no waiting for shuffles, calculations, or for other players to make bets. Slower pace due to physical shuffling of cards and player interactions.
Wide range of variations available with just a click. Limited variations; dependent on the casino’s offerings.
Accessible 24/7 from anywhere with an internet connection. Requires physical presence; limited by casino operating hours.
Often lower minimum bets; more flexible for different budgets. Higher minimum bets; may not cater to all budget levels.
Primarily solitary; live dealer games offer some interaction. High level of social interaction with dealers and other players.
Tons of no deposit welcome/sign up bonuses regularly available. Comps and rewards available, but often reserved for high rollers.
Virtual; designed to mimic a casino atmosphere. Live dealer games add realism. Authentic casino atmosphere and experience.
High level of privacy and anonymity. Public setting: interactions are visible to others.

Punto Banco

The go-to for beginners played with six decks. Its straightforward rules and predictable gameplay make it ideal for learning the ropes without too many surprises.

Chemin de Fer

Offers a social twist; players take turns being the banker, adding a strategic layer. It's about bluffing and strategy, making it more interactive and competitive.

Baccarat Banque

Unique for allowing one player to be the banker for the entire shoe or until they run out of funds, offering a chance for consistent strategy against multiple opponents.

Dragon Tiger

Simplified Baccarat with just one card to Dragon and Tiger. It's fast-paced, with rounds lasting seconds, perfect for quick play sessions. Side bets on card values add extra excitement.

Mini Baccarat

Low stakes and faster gameplay with the same rules as traditional Baccarat, using eight decks. It's accessible, making it perfect for casual players or those on a budget.

Live Dealer Baccarat

Live Dealer Baccarat combine online convenience with the thrill of live play, offering real-time interaction with dealers and players. It brings an authentic casino atmosphere directly to your screen, enhancing the gaming experience.

Odds and Payout of Online Baccarat Casino Games

Baccarat is one of the easiest casino games to play, and has the lowest house odds of any of themAcademia - Modeling, Simulation, and Analysis: A Critical View of Card Counting, Odds, and Bets #

At most online casinos, payouts for winning on a Banker’s bet are typically 95% of the wager, meaning you would win 0.95 units for every unit bet, due to the 5% commission charged by the casino on Banker bets. This commission is because statistically, the Banker’s hand has a slightly higher chance of winning, we call this the house edge.

Bet Type Odds of Winning House Edge Payout Example on $100 Bet Player Popularity
Player Bet 44.62% 1.24% 1:1 Win $200 ($100 profit) Highly popular for its straightforward payout and decent odds.
Banker Bet 45.85% 1.06% 0.95:1 Win $195 ($95 profit) Most popular due to the best odds of winning, despite the commission.
Tie Bet 9.6% 14.40% 8:1 or 9:1 Win $800 or $900 Less popular due to high house edge and lower odds of winning, but the high payout is tempting for those seeking a big win.
Side Bets Varies Varies Varies Depends on specific bet type Vary in popularity; some players are drawn to them for the potential of high payouts despite the higher risks.

Winning Strategies for Online Baccarat

Alright, let’s dive into the nitty-gritty of online Baccarat strategies, where we’ll explore how to up your game and maybe, just maybe, get the upper hand.

Remember, while no baccarat strategy guarantees a win every time (we’re dealing with chance, after all), having a game plan can certainly tilt the odds a bit more in your favour and help you play baccarat like an expert.

While it’s tempting to think you can spot a pattern playing baccarat online, remember each hand is independent, and past results don’t influence future outcomes.

Baccarat Terms You Need To Know

When you’re having a crack at Baccarat online, you’re gonna bump into these bits of lingo all over the place – in the game’s menus, the how-to-play guides, and even when you’re playing with a live dealer who might throw these terms around like a footy.

Getting your head around this jargon is key to steering through the game like a pro, slinging savvy bets, and really getting the full taste of Baccarat, no matter if you’re playing from the comfort of your couch or at a casino table.

Banco: Spanish for “bank” or “banker,” it refers to one of the two hands that players can bet on, the other being the Player (Punto).

Punto: Spanish for “player,” it represents the player’s hand in the game, opposite the Banco or banker’s hand.

Coup: A French term that refers to a round of Baccarat, consisting of a player’s hand and a banker’s hand being dealt and played out.

Natural: Refers to a two-card hand totalling 8 or 9, which is considered a strong hand in Baccarat. If either the player or banker is dealt a natural, no more cards are drawn.

Standoff: Another term for a tie in Baccarat, where the player and banker’s hands have the same total, leading to a draw.

La Grande: French for “The Big One,” it refers to the best hand in Baccarat, totalling 9. It’s the most coveted hand, guaranteeing a win unless there’s a tie.

Stand: A decision made when a player or banker decides not to draw any more cards. The rules for standing are predetermined in Baccarat based on the totals of the hands.

Online Baccarat Bonuses and Promotions

Here’s a rundown of common and sought-after bonuses specific to Baccarat players, highlighting which ones you’re more likely to encounter and which are rarer gems.

Welcome Bonuses

Common? Absolutely. Welcome or sign-up bonuses are ubiquitous across online casinos and designed to attract new players. Typically, these bonuses match your initial deposit to a certain percentage, giving you extra funds to play with. However, it's crucial to check the fine print, as Baccarat often contributes less towards meeting wagering requirements, if at all.

Reload Bonuses

Fairly common. Similar to welcome bonuses but for existing players, reload bonuses offer extra cash on subsequent deposits. Again, the key is to verify whether Baccarat play contributes to the wagering requirements needed to unlock these bonus funds.

Cashback Offers

Increasingly common. Cashback bonuses are a favourite among Baccarat players because they offer a safety net. A percentage of losses over a certain period is returned to the player, providing a cushion that's especially welcome in a game with thin margins like Baccarat.

No Deposit Bonuses

Less common. These are the unicorns of casino bonuses, allowing players to get a taste of real money play without opening their wallets. Finding a no deposit bonus that applies to Baccarat is rare, as these bonuses are typically reserved for slots play, but they're worth seeking out for risk-free play.

Loyalty and VIP Programs

Common, with a catch. Many online casinos feature loyalty schemes where players earn points for their play, which can be exchanged for bonuses or perks. For high rollers and dedicated Baccarat enthusiasts, these programs can offer tailored bonuses, higher betting limits, and even personal account managers. The catch? You'll need to play a lot to reap the significant rewards.

Live Dealer Bonuses

Less common but growing. With the rise of live dealer games, some casinos offer bonuses specifically for this format. Since Baccarat is a popular choice in live casinos, these bonuses are particularly appealing, offering a more immersive experience with a bit of extra bankroll.

Game-Specific Bonuses

Rare. Occasionally, online casinos run promotions targeting specific games, including Baccarat. These might come in the form of enhanced odds, side bet insurances, or tournaments. While not the norm, they're highly sought after for the direct value they add to Baccarat play

Expert Tips to Win Real Money Playing Baccarat Online

Winning real money in online Baccarat isn’t just about luck; it’s about smart play, strategy, and a few insider tips. These expert tips can help tilt the odds in your favour.

  1. Know Your Odds and Bets: Statistically, betting on the Banker gives you the best odds of winning, with a house edge of just over 1%. It’s not the most thrilling strategy, but it’s effective.
  2. Steer Clear of the Tie Bet: Despite its tempting payout, the Tie bet comes with a hefty house edge of 14.4%. It’s a risky move that’s best avoided.
  3. Manage Your Bankroll Like a Pro: Decide on your maximum loss and stick to it. It’s easy to get carried away at the baccarat table, so having a clear limit can prevent a bad run from turning worse.
  4. Slow and Steady Wins the Race: Don’t blow your bankroll on a few high-stake bets. Spread your bets to extend your playtime.
  5. Leverage Bonuses Wisely: Look for low wagering requirements to maximise your playtime and odds.
  6. Read the Fine Print: Ensure the bonuses are applicable to Baccarat, as some casinos exclude certain games from bonus play.
  7. Practice and Play Online Baccarat For Free First: Before diving into real money baccarat games, hone your skills with free online Baccarat games. It’s a risk-free way to try out strategies.
  8. Bet on Runs: Streaks can and do happen at the baccarat tables. If you notice a pattern or a “run” on either the Banker or Player, consider betting on it to continue. Just remember, there’s no guarantee a streak will persist, so use this tip judiciously.
  9. Don’t Chase Losses: Chasing losses can lead to bigger ones in baccarat games. If you’re on a losing streak, take a break and come back refreshed.
  10. Enjoy the Game: Remember, Baccarat should be fun. Don’t let the pursuit of wins overshadow the enjoyment of playing.

Advanced Tactics for Seasoned Players: ‘Up Your Game’

Check out these advanced tactics if you’re ready to elevate your game to legendary status.

Try Out James Bond

Think of this strategy as hedging your bets, to help boost your chances of securing a win no matter how things turn out.

It's where you bet $200 each round across three types of bets:

  • $140 on the dealer
  • $50 on the player
  • $10 on a tie

You can modify the values to suit your budget, and pick one within your bankroll limit. Just keep to the same split formula above.

Consider the Labouchere System

This strategy uses specific sets of numbers to work out your betting amount.

First, you need to create a number sequence, like 1, 2, 3. You make your initial bet by adding the sequence's first and last numbers. In this case, assuming $1 per unit, your initial bet will be $4, the sum of 1 and 3.

If you win, you bet $4 again. If you lose, you need to add the value of your previous bet to the end of the sequence. Which now becomes 1, 2, 3, 4. So your next wager is $5, calculated by adding 1 and 4.

If you win, cross the first and last numbers of your sequence off and continue.

This strategy is better if you've been playing baccarat for a while, as it can get a little complicated.

Focus on Pair Bets

This strategy focuses on betting exclusively on Player Pair or Banker Pair bets.

In baccarat, pair bets have a high payout of 11:1.

So every time you win, you'll win 11x your bet value, helping to offset any potential losses from rounds you haven't won.

Use 1-3-2-4

This low-risk betting system can help reduce your losses when playing baccarat online.

If your first two bets win, you walk away with a profit, even if you lose your last two bets.

It works like this. Your initial bet is $1. If you win, make your next bet $3. Another win? Reduce your bet to $2. If that succeeds, up your next bet to $4. Finally, you win that bet, start the process again.

If you lose at any step, return to your original $1 bet to start the system again.

Try The Paroli System

This system involves increasing your bets every time, hoping for a win.

When you win three times in a row, make sure you start the system again. Your bets increase according to what's known as the 1-2-4 rule. For example, your first bet is $1, your second is $2, and your third is $4.

Mix It Up

Based on our expertise, mixing up your strategy and being flexible about bet types can be a game changer for upping your game play.

Set some rules for yourself on how many identical bets you want to make, and when you hit that limit, alternate to a different type of bet. Then repeat.

You can try out a range of bets and help boost your chances of getting a winning bet.

Online Baccarat Etiquette: ‘Playing with Grace’

Like most casino games, there’s some playing etiquette to be aware of before playing.

While knowing the rules is essential, understanding how to behave at the table makes the game more enjoyable for everyone.

Think of playing baccarat as attending a fancy dinner party. By understanding baccarat etiquette, you’ll never be ‘that guy’, eating salad with your dessert fork.


Online Baccarat is a classic casino game, blending simplicity with nail-biting excitement, and it’s clear why it’s a hit. We’ve walked you through the basics, from card values to smart betting, and savvy strategy.

Baccarat’s charm? Once you get the hang of it, it’s brilliantly simple, yet every play is a heart-racer. Whether you’re backing the Banker, rooting for the Player, or daring a Tie bet, it’s all about savvy play and having a blast.

Remember, it’s not just about the wins; it’s the thrill of the game and the joy of the play. But remember, to game responsibly. The tables await, so let’s keep the good times rolling!

Online Baccarat FAQ

Is online Baccarat rigged?

Absolutely not, mate. Reputable online casinos use Random Number Generators (RNGs) to ensure each card dealt is completely random and fair. Just make sure you're playing at a licensed and audited casino.

Can I play Baccarat online for free?

You betcha! Many online casinos offer demo versions of Baccarat that you can play without wagering real money. It's a ripper way to get a feel for the game without any risk.

What's the best bet in Baccarat?

The banker bet is your best shot. It has the lowest house edge and offers the highest chances of winning. Just remember, most casinos take a 5% commission on banker bet wins.

Are there any strategies to win at online Baccarat?

While Baccarat is largely a game of chance, some players like to follow betting systems or patterns. However, the most effective strategy is managing your bankroll wisely and choosing bets with the best odds.

Can I play live dealer Baccarat online?

Sure thing! Many online casinos offer live dealer Baccarat, where you can play against a real dealer via video stream. It adds an extra layer of excitement, making you feel like you're right in the casino.

How do bonuses work with online Baccarat?

Casinos often offer bonuses like welcome and reload bonuses, which can be used to play Baccarat. However, it's important to read the terms and conditions, as wagering requirements and game eligibility can vary. Some bonuses might be more favourable for slots but can still provide extra funds for your Baccarat sessions.

Emily Turner
Emily Turner
Content Writer
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Emily is our seasoned content writer. She writes easy to read and helpful game guides, so you can quickly understand the rules of each game and get some useful tips that can help boost your chances of winning.

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